Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments[1] to the lender by forcing the sale of the asset used as the collateral for the loan. Formally, a mortgage lender (mortgagee), or other lienholder, obtains a termination of a mortgage borrower (mortgagor)'s equitable right of redemption, either by court order or by operation of law (after following a specific statutory procedure).

Pre-foreclosure refers to the legal situation a property is in during the early stages of being repossessed. Reaching pre-foreclosure status begins when the lender files a default notice on the property, which informs the property owner that the lender will pursue legal action toward foreclosure if the debt isn't paid. The property owner can pay off the outstanding debt at this point, she can reverse the default status by making up the late payments so the home is no longer in pre-foreclosure, or she can sell the property before it goes into foreclosure.

Short sales work similar to any other real estate transaction, but they can be tricky. This is because a real estate agent and your mortgage company is involved in the process. The mortgage company has to approve or decline every offer on your home. Sometimes, things can become lost in the shuffle. It is important to have someone like us advocating for you throughout the short sale process. We will make sure things go as smoothly as possible.

A loan modification is a response to a borrower's long-term inability to repay the loan. Loan modifications typically involve a reduction in the principal balance, interest rate or an extension of the length of the term of the loan. In some cases a different type of loan or any combination of the three. With New Jersey Home Relief, our team of experienced mortgage modification professionals are ready and equipped to stand up to your mortgage lender, and will use every tool in their arsenal to obtain a favorable outcome for you. You won’t have to worry about getting the runaround from the bank. You have us on your side!

With New Jersey Home Relief, our team of experienced mortgage modification professionals are ready and equipped to stand up to your mortgage lender, and will use every tool in their arsenal to obtain a favorable outcome for you. You won’t have to worry about getting the runaround from the bank. You have us on your side!

Regardless of why you want to sell your home, we can buy your house fast and we can pay cash. We have purchased many homes in New Jersey from sellers just like you. If you need to sell your house fast for cash we can help you. We buy houses from all types of sellers:

• Inherited and Probate Homes
• Damaged Properties That Need Repairs
• Facing Foreclosure and Need to Sell
• Tired of Being a Landlord
• Considering a Short Sale
• You Just Need to Sell Fast For Cash

Everyone has different circumstances in their life. Maybe you inherited a home but don’t have the time to deal with it and need to sell it fast. Perhaps you’re facing a foreclosure and need to sell your home to avoid foreclosure and save your credit. New Jersey Home Relief is here to help you out of this difficult situation. Not everyone can wait weeks if not months that the real estate market demands. If you’ve been saying to yourself “I need to sell my house” in the in the New Jersey, we can help.

Are you feeling like you’re overpaying for a home that still needs updating? Are you losing bidding wars for homes that actually meet your standards? Are you tired of investors sweeping in and hoarding all of the inventory? Our Turn Key Home Buying Program lets you purchase like an investor, allowing you to customize a property and turn it into your dream home. The seasoned real estate professionals at New Jersey Home Relief want to put the power in your hands. We want to help you purchase a property at a rock bottom price and show you how to turn it into the home of your dreams. We understand the home buying struggles and want to help you make a smart, educated purchase. If you have a budget smaller than your wish list, you will want to take advantage of this program. If you’ve ever watched the home renovation shows on television and thought “I’d like to do that” you are perfect for this program.

Our relief experts will work with your lender to determine a better solution. Trust us, your lender doesn’t want to lose time and money trudging you through litigation. We know every angle and can get your lender to offer a better solution. With New Jersey Home Relief on your side, you have someone in your corner who is here to help.